What if cash flow wasn’t an issue?

It isn’t—for businesses that clear. When a bill comes in, they don’t pay it—they clear it.

The banks figured this out 200 years ago. Every day in Australia, banks settle $300 billion in IOUs without transferring cash. With one net payment. All cleared.

We’re bringing this to normal businesses. And the cash flow problem disappears to the extent that invoices are cleared.

First 1,000 businesses get half-price clearing fees. For life.

What our business clients experience

Owners

More Freedom

Spotless reputation.

Strong relationships.

Taking opportunities when they arise —because the cash is there.

CEOs

More Confidence

Leading forward.

Clarity around finances.

Meeting commitments — without the gnawing uncertainty.

CFOs

More Control

Financial certainty.

Cleaner books.

Reliable forecasts — because less cash is needed.

The cash flow problem revisited

Running a business means getting your hands on cash — to pay bills, staff, taxes. So business owners chase their customers to pay on time.

When they don’t, the most likely reason isn’t that they’re being difficult. It’s that they’re waiting on their own customers. Who are waiting on theirs. And so on.

Everyone is in the same boat.

Yet most businesses try to fix cash flow with one-sided solutions. Chasing harder. Borrowing to bridge gaps. Factoring invoices. Cutting costs.

Everyone paddling hard with their hands — in their own direction.

Yet a common problem needs a common solution.

What the banks figured out 200 years ago

When you transfer $10,000 to pay a supplier, that cash never actually moves. The banks sit down together daily, net everything off, and settle only the difference.

One net payment. All cleared.

And your cash transfer becomes a mere ledger entry.

It’s called clearing. It happens to $300 billion daily in Australia alone. And it’s one reason banks earn 30-35% profit margins year after year.

We’re bringing this to normal businesses. It’s called Clearitt. Because when you get a bill, you don’t pay it, you clear it.

The benefits of clearing

What Banks Have Been Getting
What Your Business Can Get
One net payment
One net payment — daily
Banks: Clearing with the banking network every day
One net payment — weekly
Your business: Clearing with the SME network every week
No reconciliation
No reconciliation
Banks: No incoming cash transfers to reconcile
No reconciliation
Your business: No incoming cash transfers to match against invoices
No manual entry
No manual entry of transfers
Banks: All transfers recorded electronically
No manual entry or scanning of bills
Your business: Bills available electronically on platform
No chasing payments
No chasing payments
Banks: Transfer obligations are cleared
No chasing payments
Your business: Invoices are cleared
Reduced counterparty risk
Reduced counterparty risk
Banks: Less risk of non-payment
Reduced counterparty risk
Your business: Less risk of non-payment
Lower costs
Lower costs
Banks: Less time and money spent on chasing and admin
Lower costs
Your business: Less time and money spent on chasing and admin
Reduced funding needs
Reduced funding needs
Banks: Less need to fund $300bn daily
Reduced funding needs
Your business: Less need for loans and invoice finance
Freed up working capital
Freed up working capital
Banks: Trillions of dollars freed up
Freed up working capital
Your business: As much as your accounts payable
More reliable forecasts
More reliable forecasts
Banks: No need for $300bn tomorrow either
More reliable forecasts
Your business: Less cash needs to flow

The cash flow problem disappears to the extent that invoices are cleared.

Get back to the fun stuff — doing business.

Case Studies

What clearing could save across industries.

Plumber

$47K saved/year
$150K freed up

Manufacturer

$274K saved/year
$2M freed up

Distributor

$1.1M saved/year
$9M freed up

Builder

$4.2M saved/year
$35M freed up

How Businesses Use This

Customer relations and sales



Win customers

Easier for them to settle your invoice



Easier to get paid

No more waiting for their cash

Supplier relations



Ease supplier pressure

Settle more reliably



Strengthen relationships

Pull partners in

Growing Your Network

You introduce us to up to 10 business partners. We approach them. Let’s say only 5 join. Not the 10. Just 5.

Those 5 each name 10. Say only 5 of each say yes. That’s 25 new. Those 25 become 125 new. And so on.

Just 10 intros each is enough to create this:

Step Businesses
You join 1
Step 2 6
Step 5 781
Step 8 97,000
Step 10 2.4M

But that is assuming you are the first to join. You’re not.

Best Payment Startup Innovation
Asia-Pacific 2025

APAC Payments Award Finalist 2025

Australian Tech Competition
2025

Australian Tech Competition Finalist 2025

Get started

Pricing
Early Adopter Pricing — First 1,000 businesses only
$99
One-time payment | No ongoing fees.
Clearing typically begins within 60 days of your network reaching 10 businesses.
Success fee: First 1,000 businesses get early adopter rate of 0.25% (instead of 0.5%) — e.g. clear $100K in invoices → pay just $250
GET STARTED – $99
< 1 hour of work
Up to 10 email intros
We do the rest
After payment, you’ll schedule your onboarding call where we’ll help to identify your key network partners.

Our guarantee: $99 credited toward success fees once your clearing starts.

Questions We’re Often Asked

Q: Is there a contract or ongoing fee?

No contracts. No subscriptions. Just $99 to get started, then only the success fee of 0.25% of amounts cleared (for the early birds). That’s it.

Q: What happens to my $99?

It’s credited toward your success fees once clearing starts. Think of it more as a deposit, not a cost.

Q: Why only 5–10 business partners and not all of them?

Because if we get 5–10 from everyone, the rest will come anyway. Each partner names their own 5–10. The network already exists and grows into the Clearitt platform.

Q: What if my partners don’t join?

We do the outreach after the introductions. Most businesses have the same cash flow pressures you do—when they see the solution, they want in.

Q: Do I need special software?

No. Clearitt works alongside your existing systems. Nothing to install or change.

 

Which path will you take next?

1. Keep the problems

Stay on the sidelines

Let others do the job

 

2. Clear like a bank

Seize the opportunity

Help change things

 

Every business that joins makes clearing work better — for their customers, their suppliers, and themselves.

For 200 years, banks kept clearing to themselves. The rest of us were left chasing invoices, juggling cash, and hoping payments would land on time.

I started Clearitt because I believe every business deserves better. Not just the big institutions. Everyone.

Welcome. Let’s fix cash flow together.

Richard's signature

Dr Richard Johnsson

Founder & CEO, Clearitt